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Getting sick is a fact of life. In addition to feeling bad there are medical expenses that may be a financial burden.

The public health service is relatively cheap, but unless it is an emergency, waiting times can be long. Private healthcare offers quicker access to a doctor or surgery, but you will be charged much more. Also, serious or long-term illness and rehabilitation can be very expensive – maybe more than you can afford.

Your employer may provide medical benefits. Even so, if the illness is serious or long-term this could affect your employment and income, causing added financial pressure.

Insurance protects you and your family

To avoid putting yourself and your family in a difficult position if you get sick, you can take out insurance to cover the costs related to your illness.

Health is wealth

A healthy lifestyle could save you a lot in medical expenses, so take note of the following:

  • Exercise regularly, at least 30 minutes of aerobic exercise every day
  • Eat a balanced diet so tonics and supplements are not necessary
  • Early to bed, early to rise
  • Do not smoke and don’t drink too much alcohol
  • Be happy