Liability Statement for The IFEC website and social media pages

The Investor and Financial Education Council ("IFEC") owns and manages the IFEC website (www.ifec.org.hk). The IFEC also maintains its presence on various social media platforms, including the Facebook page (投委會錢家有道IFEC The Chin Family), Instagram account (ifec.thechinfamily), YouTube channel (投委會錢家有道 IFEC The Chin Family). The aforementioned IFEC website and social media pages are collectively referred to as "IFEC Online Sites” hereunder.

These IFEC Online Sites contain information and materials compiled by the IFEC for reference only. Any information about how the law may be interpreted or how certain problems may be addressed, as well as all views and opinions expressed in the articles and multimedia presentations on the IFEC Online Sites are provided generally without considering your specific circumstances. Such information, views and opinions should not be used as a substitute for professional advice. You should seek independent legal or other professional advice before taking action on any matters to which information provided on the IFEC Online Sites may be relevant, or if you have any doubt about any applicable law. Similarly, the IFEC has not recommended, advised on, passed on the merit of or endorsed any of the products or types of products referred to on any IFEC Online Site or any other third party’s website or webpage linked to an IFEC Online Site ("Linked Site”). Again, you should seek appropriate professional advice regarding any specific product, product type, index, report, opinion, advice or other content.

The IFEC shall not be responsible for any consequential effect, nor shall it be liable for any loss or damage, howsoever caused, of any kind, arising from the use of, inability to use or reliance upon any information or material provided on any IFEC Online Site or any Linked Site, whether or not such loss or damage is caused by the IFEC's negligence.

The IFEC endeavours to ensure that the information contained on the IFEC Online Sites is accurate as of the date of publication, but the information is provided to you on an "as is" basis and the IFEC does not warrant its accuracy, timeliness, completeness, quality or fitness for any particular purpose. In no event shall the IFEC accept or assume any liability (including third party liability) for any loss or damage, whether or not arising from any error or omission in compiling such information.

The IFEC Online Sites contain materials sent to the IFEC by third parties. The IFEC is not responsible for any error, omission or inaccuracy in any such material. The IFEC reserves the right to omit, suspend or edit any material submitted.

Games and case studies provided on the IFEC Online Sites are for educational purpose only. Users should not regard information contained in such games and case studies as a substitute for professional advice. All documents, characters and situations created for the games and the case studies are fictitious.

The Linked Sites contain information which has not been compiled or issued by the IFEC. You access or use any Linked Site at your own risk. The IFEC is not responsible for information contained on Linked Sites and makes no representation about its accuracy, completeness or legality. The IFEC shall not be liable for any loss or damage (including without limitation, lost revenues or lost profits) arising from or related to the use of information contained on the Linked Sites. The inclusion of links which lead to the Linked Sites is for convenience only and does not constitute or imply endorsement, recommendation or favouring of the Linked Sites by the IFEC.

Each individual site has its own set of policies and procedures on data collection and distribution. The IFEC’s privacy policies and procedures do not apply to Linked Sites. The IFEC’s Privacy Policy Statement is available at https://www.ifec.org.hk/web/en/other-resources/privacy-policy.page.

The IFEC may allow third parties to create hyperlinks to an IFEC Online Site. Users should note that these links are created for convenience. The IFEC does not sponsor or endorse those organisations and such IFEC Online Site shall not be deemed to be part of any Linked Site. The Hyperlink Policy for The IFEC website is available at https://www.ifec.org.hk/web/en/other-resources/hyperlink-policy.page.