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The Chin Family Website (www.thechinfamily.hk) is owned and managed by the Investor and Financial Education Council ("IFEC").

The IFEC allows a third party to create a hyperlink to this website provided the IFEC's policies with regard to the hyperlink set up between the third party website and this website set out below are complied with:

Unless otherwise stated, all copyright and other intellectual property rights in the materials on this website belong to the IFEC.

Materials on this website may be downloaded or printed for personal use or for use within an individual firm or organisation but may only be used for personal viewing purposes or for viewing within that firm or organisation. Such materials may not be reproduced for or distributed to third parties, or used for commercial purposes, without the IFEC's prior written consent. The IFEC's copyright notice (ie Copyright © Investor and Financial Education Council) must appear on all copies.

The IFEC shall not be responsible for any loss or damage, howsoever caused, arising from the use of or inability to use this website or use of or reliance upon any information or material provided on its website. The IFEC endeavours to ensure that the information contained on this website is accurate as at the date of publication, but does not warrant its accuracy or accept any liability (including third party liability) for any loss or damage, whether or not arising from any error or omission in compiling such information.

Any hyperlink created should be set to point to the relevant webpage of this website rather than featuring the content itself, so as to ensure that the updated version is accessed.

To the extent that any linkages to this website are created, this website must be presented in a way that fairly represents the role of the IFEC and The Chin Family.

There must be no reproduction of any of the IFEC logo, the logos of The Chin Family or the logos of any individual character of The Chin Family without prior written permission of the IFEC.

The hyperlinks are created for convenience. The IFEC does not sponsor or endorse these third parties and this website shall not be deemed to be part of any sites or pages maintained by such third parties.

The context of the text must not give users of your website an impression that your website is sponsored or endorsed by the IFEC or associated with The Chin Family. The context of the link must not suggest that the IFEC has created any of your contents, that is, the source of your materials must be clear.

In creating hyperlinks on your website to this website, at no time should this website appear to be part of your website (ie no framing of this website). The IFEC reserves the right at any time to determine the way in which the hyperlink is to be structured or require removal of any link to this website.

The IFEC is not obliged to establish a reciprocal link to your website following the establishment of a hyperlink from your website to this website unless IFEC gives its prior written consent to do so.

The IFEC does not allow a link to this website if the website contains any material which is libellous, defamatory, pornographic, obscene, or is in any way in breach of the laws of the Hong Kong Special Administrative Region or infringes any intellectual property rights or other rights.

In addition, you are required to display prominently beside any such hyperlink the following information:

You should pay careful attention to the Liability Statement section on the homepage of the website of The Chin Family at "www.thechinfamily.hk" when referring to information using this link.

The IFEC reserves the right to modify the above policies at any time.